Which standard is specifically focused on protecting payment card data?

Which standard is specifically focused on protecting payment card data?

• A. Payment Card Industry Data Security Standard
• B. ISO/IEC
• C. HIPAA
• D. Sarbanes Oxley Act

Answer: (A)

This question tests your knowledge of which standard directly targets payment card data protection. The standard that focuses specifically on protecting payment card data is the Payment Card Industry Data Security Standard. It was created by the major card brands to establish security requirements for any organization that stores, processes, or transmits cardholder data. The framework emphasizes safeguarding card data through strong network security, protecting stored data, encrypting data in transit, implementing strict access controls, monitoring and testing systems, and maintaining an information security policy. This makes it the most narrowly focused on payment card data compared with other options, which cover broader or different domains: ISO/IEC represents a wide family of international standards, HIPAA relates to health information privacy, and the Sarbanes-Oxley Act targets financial reporting and corporate governance.

This question tests your knowledge of which standard directly targets payment card data protection. The standard that focuses specifically on protecting payment card data is the Payment Card Industry Data Security Standard. It was created by the major card brands to establish security requirements for any organization that stores, processes, or transmits cardholder data. The framework emphasizes safeguarding card data through strong network security, protecting stored data, encrypting data in transit, implementing strict access controls, monitoring and testing systems, and maintaining an information security policy. This makes it the most narrowly focused on payment card data compared with other options, which cover broader or different domains: ISO/IEC represents a wide family of international standards, HIPAA relates to health information privacy, and the Sarbanes-Oxley Act targets financial reporting and corporate governance.